The same general contribution limit applies to both Roth and traditional IRAs. For and later, there is no age limit on making regular contributions to traditional or Roth IRAs. However, you might not be able to deduct all of your traditional IRA contributions if you or your spouse participates in another retirement plan at work. You can contribute to a traditional or Roth IRA whether or not you participate in another retirement plan through your employer or business. However, your Roth IRA contribution might be limited based on your filing status and income. Make an improper rollover contribution to an IRA.
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